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ARIZONA INSURANCE BAD FAITH

Arizona insurance law requires the insurance company to handle a claim fairly, honestly, and in a timely fashion. Representative Cases for Insurance Bad Faith and Insurance Consumer Fraud Violations. After a loss has occurred, whether it be related to a person's home, auto, or health, the insured is almost always extremely vulnerable due to the emotional and mental stress that naturally arises when an accident or illness has occurred. For that reason, Arizona courts require insurance companies to fully honor their written commitment, the insurance contract between the insurance company and its insureds, and to respond appropriately when an insurance claim is presented. Implied in the insurance contract is an obligation of good faith requiring insurance companies to treat their insureds fairly when evaluating insurance claims. When an insurance company wrongfully denies payment of insurance benefits or delays payment of an insurance claim, this is generally a violation of the insurance company's obligation of good faith and fair dealing. Arizona Insurance Bad Faith Standard Jury Instructions (Fourth Edition).

An insurance company can commit insurance bad faith in a variety of ways. For example, it is bad faith for an insurance company to continually place barriers in the way of its insured to delay payment of an insurance claim. These barriers can take the form of multiple examinations under oath by the insurance company's attorney or requiring the insured to repeatedly prepare the same and/or similar documents with respect to the insurance claim. It is insurance bad faith for an insurance company to refuse to pay portions of an insurance claim that are undisputed in an effort to force the insured to settle the entire insurance claim for less than a fair value. It is bad faith for an insurance company to fail to promptly and thoroughly investigate an insurance claim, or to only investigate options to deny the insurance claim rather than ways to pay the claim. It is bad faith for an insurance company to refuse to pay portions of an insurance claim based upon biased experts that are supposed to be independent. It is bad faith for an insurance company to require waiver of rights or releases, or to place restrictions that are not contained in the insurance contract, prior to paying portions of an insurance claim that are not in dispute. Simply put, it is bad faith for an insurance company to place a higher value on the insurance company's own interests, than the interests of the insurance company's insured, and to treat its insured unfairly so that the insurance company can receive a higher profit.

INSURANCE BAD FAITH LAWSUIT

When successful in bringing an insurance bad faith claim, an insured is entitled to all damages resulting from that insurance claim and, possibly, additional damages not available for breach of contract alone. Arizona Insurance Bad Faith Standard Jury Instructions (Fourth Edition). In cases of extreme misconduct, the insured may also be entitled to receive punitive, or exemplary, damages. And, in most cases, the successful party to an insurance bad faith lawsuit is entitled to an award of reasonable attorney fees. If you would like more details as to what you should expect during an insurance bad faith lawsuit, please contact our Scottsdale insurance bad faith attorney.

WHEN SHOULD YOUR HIRE A SCOTTSDALE INSURANCE BAD FAITH ATTORNEY?

There is no harm in contacting an insurance bad faith attorney immediately. We have offices in Phoenix and Scottsdale, Arizona and have handled claims throughout the entire state of Arizona with an emphasis in the Phoenix Metro area so give us a call at (480) 874-2918. The bad faith attorney can help you appropriately present your insurance claim to your insurance company so that you avoid potential problems, and the insurance bad faith attorney can explain to you your insurance rights and your contract obligations. However, if your insurance company starts making multiple document requests for the same or similar information, demands that you undergo a sworn statement or examination under oath prior to accepting your insurance claim, or an examination by an expert of the insurance company's choice, you should immediately contact a Scottsdale insurance bad faith attorney. If you believe your insurance company is delaying payment on your insurance claim or your insurance company has wrongfully denied payment for your insurance claim, you have a right to seek independent representation with an insurance bad faith attorney and to seek compensation for insurance bad faith from your insurance company.

Scottsdale insurance bad faith attorney Shane Harward represents the interests of insureds in all areas, including but not limited to, insurance coverage disputes, examinations under oath, subrogation issues, gap insurance claims, insurance policy limits stacking, underinsured motorist and uninsured motorist insurance claims, health insurance claims, property damage insurance claims, liability insurance claims, no fault insurance claims, medical payment insurance benefit claims, unfair insurance claims practice violations, and insurance bad faith litigation throughout the state of Arizona including, but not limited to, Phoenix, Scottsdale, Mesa, Tempe, Chandler, Glendale, Gilbert, Sun West, Sun City, Tucson, Flagstaff, Kingman, Bullhead City, Yuma, Lake Havasu, Fountain Hills, Anthem, Ahwatukee, Carefree, Cave Creek, Gold Canyon, Bisbee, Sierra Vista, Cochise, Paradise Valley, East Valley, Maricopa, Pima, Pinal, Gila, White Mountain, Heber, Payson, Prescott, Forest Lakes, Apache Junction, Avondale, Queen Creek, Benson, Black Canyon City, New River, Buckeye, Casa Grande, Coolidge, Cottonwood, Douglas, Florence, Gila Bend, Goodyear, Greer, Lakeside, Guadalupe, Holbrook, Huachuca City, Oro Valley, Overgaard, Avra Valley, Parker, Peoria, Pinetop, Pine, Prescott Valley, Quartzite, Strawberry, Safford, Show Low, Sun City West, Sun Lakes, Superior, Surpise, Snowflake, Tombstone, Wickenberg, Winslow, Wilcox, Williams, Young, Youngtown, and surrounding areas.

To learn what an insurance bad faith lawyer can do to help you, please contact us today for a free initial consultation. We offer reduced rates to those contacting our attorney through the Internet.

For immediate assistance of an insurance bad faith attorney call us at 480-874-2918. We look forward to helping you.

For more information about car accident insurance claims in the third party insurance setting, please visit our Motor Vehicle Accident Center.

Law Offices of Shane L. Harward PLC
Arizona Personal Injury Attorney
Scottsdale and Phoenix Insurance Bad Faith Attorney
Arizona Wrongful Death Lawyer
10575 North 114th Street, Suite 103
Scottsdale, Arizona 85259

Phone: 480-874-2918
Facsimile: 480-588-5063
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